Life & Disability Insurance
LIFE INSURANCE
Provided at no cost to you
Four Seasons Family of Companies provides Life Insurance in the amount of one times your annual salary up to $50,000 (based on a 40-hour work week) at no cost to all regular full-time associates after 90 days of employment. Associates may name anyone as their beneficiary. Complete the Life Insurance Beneficiary Designation Form and return it to HR to designate your beneficiary(ies).
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SHORT-TERM DISABILITY
Provided at no cost to you
The short-term disability program provides financial protection for you by paying a portion of your income when you are disabled. The benefit pays between 66 2/3% and 100%, based on your length of service. Click here to learn more.
VOLUNTARY LIFE INSURANCE
Optional benefit you may purchase
Four Seasons offers regular full-time associates the opportunity to purchase Voluntary Life Insurance through New York Life. During Open Enrollment, there is a guaranteed issue of up to $100,000 for associates. You can elect life insurance in units of $10,000. The maximum for any associate is the lesser of 5 times your annual salary or $500,000.
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Life insurance is also available for spouses and dependents. Spouse Life Insurance can be elected at 50% of your Voluntary Life Insurance coverage up to $25,000. Dependent Life Insurance can be elected in $2,000 increments for a maximum of $10,000.
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Purchase voluntary Life Insurance through New York Life.
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VOLUNTARY LONG-TERM DISABILITY
Optional benefit you may purchase
Regular full-time associates have the opportunity to purchase Long-Term Disability Insurance after 90 days of continuous active service.
This voluntary benefit may provide you with up to 60% of your salary if you are unable to return to any type of work after 26 weeks of company-provided short-term disability. Rates are based on your age and your salary. During Open Enrollment, there is a guaranteed issue if electing Voluntary Long-Term Disability coverage.
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VOLUNTARY ACCIDENT DISABILITY
Optional benefit you may purchase
Four Seasons offers regular full-time associates the opportunity to purchase Voluntary Accident Insurance during the annual Open Enrollment benefits election. You may elect up to $500,000 in increments of $10,000.
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Accident Insurance is also available for spouses and dependents. Spouse Accident Insurance can be elected up to $250,000 in increments of $5,000. Dependent Accident Insurance can be elected up to $10,000 in increments of $2,000.